All Risks, Ltd. was formed as an excess and surplus lines facility in 1964 in Baltimore, Maryland. While we have expanded into additional territories and product lines over the past 48 years, our business is written exclusively through retail agents and brokers. All Risks is the largest independent privately held wholesale broker in the country.

Our company has grown faster than its competitors for over 20 years. This growth is as a result of an aggressive and entrepreneurial culture that focuses on providing new opportunities and superior customer service to our retail insurance broker clients. We maintain excellent relationships with carriers, enabling us to "get things done" - providing you with the solutions needed when you need them.

Over 500 employees staff our full service offices in Phoenix, AZ; San Francisco, CA; Jupiter, FL; Ft. Lauderdale, FL; Orlando, FL; Ormond Beach, FL; Tampa, FL; Atlanta, GA; Chicago, IL; Hunt Valley, MD; New York, NY; Charlotte, NC; Philadelphia, PA; York, PA; Alexandria, VA (DC Metro); Richmond, VA and Seattle, WA.